Employees Cooperative Building

This is the story of our rangkum from some of our customers in building cooperative employees who are they manage.

Cooperative sleep
Currently, many employees have been cooperative and have already established body of law but will not run properly (whether in the one place you?). most of these cooperatives run by the management lama.yang is lazy-malasan to think about keajuan cooperatives.
Here are the stories from our customers about the beginning of the first nations in a cooperative tanganinya


Who was the lead vocal
As the accountability of management in a certain period, as usual each year must implement cooperative RAT (Annual Meeting of Members). At the time this usually happens RAT management turnover, which is usually always the classic story, namely who is vocal in the meeting time, then he usually is in sight as the new manager. So from here embryo starts to the development of cooperatives. If the people choose as a replacement for honest and ulet, it does not close the possibility of cooperatives will become more advanced. However, when replacement is also less trustworthy, then the story will be repeated, the cooperative will still be less pronounced presence.

Building trust bank
Usually the first problem faced by the newly cooperative "rise" is of limited capital. Currently, if we discuss about cooperative, the terbersit in mind that we would save business loans. Although the actual business that can be managed by a cooperative employees not only savings and loans only. However, the savings pinjamlah the most to do in the breath of kopeasi itself.
Many employees of the new cooperative rise, the first step is seeking assistance or cooperation with the bank for the distribution of loans to members.
Financial management of funds from the bank, is usually only get cooperative fee from each Pour done, that means not real cooperative in managing the funds, cooperatives, only a few of the difference in interest provided the banks with interest that is given to members.
If the cooperative is located on the plateau is (already doing this), it can be said to have kopearsi the business cycle. The initial search is the heaviest contact the bank for the first time. Usually, the bank believes will be less cooperative in which we manage, but after there will be one of the banks that do Pour, the banks will start many others - offer a crowd Pour the funds.
Pour the funds if the second and so on down, should the cooperative now you can play in the business sector other than savings and loans, for example only. Because you already have enough assets (obtained from the debt) to be able to make innovations in the business.

Building trust employees
Not only build the trust that you build the Bank at the beginning, besarya Trust employees will benefit the cooperative's employees also need to be raised at the beginning of your cooperative me your recovery. Employees need to trust this one up because after the funds collected, you can start mebangun trust employees, that took a very cooperative members to help in their financial management. Usually the business is savings and loans and shops

Advantages of cooperative employees disbanding normal KSP
Many of our customers are moving in the Saving and Credit Cooperatives (KSP) or the existing units in the Saving and Loans (USP) always discuss an easy way to do smth manage savings and loans in the form of cooperative employees, especially KPRI. They think the process of billing or credit risk misfire will be very small sekali.Seperti we know that the risk of receivables alienation (or more kerennya terms with the Non-Performing Loans / NPLs) is a very noted for savings and loans. Although the assumptions above (small risk) is not always true, or slightly more to influence the form of savings and loans in the form of cooperative employees, or indeed tend to KPRI fewer risks in receivables macetnya appeal KSP and USP.

Why Store Building / Materials need to be computerized accounting ?

Most shops or building materials stores in the U.S. (micro and small scale) are still using the administrative and financial records are simple (and manual). Some businessmen in this field often only make a report of incoming cash and cash out in general. For some micro-entrepreneurs, is the major that must be handled is a marketing problem (sales), how to shop means we can continue and increase sales every day.

Another story with small-scale entrepreneurs, usually the problem has started tearatasi marketing, sales cycles have occurred that can be expected in two (Continuitas it) so that the next obstacle is the difficulty to make the control of goods and receivables to customers, and difficulty finding people who can trust appointed holders of cash (cashier).


The third obstacle was actually already in a caused quite a set of Cash Flow (Cash Flow), but usually with the instinct that they are businessmen for many - years, the entrepreneur can still set their own cash flownya, even without knowing how much profit (net income) net and obtained by applying the methods remain "tighten belt". But cash flow will still be safe.


But of course ideal, the business does not only want to stop here, of course they want to develop more advanced business with have so many branches will extend more "safe point" in the business running.

Therefore, to achieve this, they try to solve problems - problems that occur above.

Here is an overview of some of the problems that occur when the business of shops or stores building materials have reached the level of small business. (in the sense that the problem could have been in sales on)


The problem of control of goods
The problem of control of goods is a problem the most common and most can make a loss (profit or out), because the average businessman is still using physical methods (see article physical vs. perpectual), following several problems related to the control of goods, you may also never experienced it in your business.

One bookmaker
This problem usually occurs when there is a customer who will buy anything, but look at the goods (received) does not exist, but some time later, the goods are in place in ketemukan (rack) other. Of course this will be harmful for us as producers, goods that should have but the behavior will not be because the behavior of our own mistakes.

This can in fact avoid using a card recording the stock of goods (outside entrance), which in hanging on the racks where the goods are in place, so we can know how the number of the last listed in the card, meaning that if the goods are not appropriate in the dispenser with a number of is in the cards for goods, then we will try to find goods to customers. but in practice writing the card that the goods ordered and orderly manually very difficult to do. For that reason must be the first to make computerized shop in the building business is to know the amount of goods in real time (when it). This means that if there are customers who make reservations via telephone, we will know the exact number of how many items we have in the message that we are by customers.

He lost (Seharusya there are now living, how many?)
The problem is the control of goods related to the loss of goods. Many factors as causes of loss of goods, ranging from errors when calculating the amount of goods sales occur, (ie should sell 2 but will be given 3) to lose that in the day by employees.

If the variation of the goods that are only a hundred or two hundred species, then there will be no problem, but if the number of variations of the goods have reached five hundred and even thousands, then we may not be able to control a number of items with the manual system. Edges is the belief that we put high on our employees not to make cheating, because only that can be done. But with the computerization of the system (such as visible in the picture 1 above) should be a problem in avoiding this.

Returns goods
What is the correct goods in the returns from us?
If we have customers who have been with us, the problem of returns is a good thing that happened, problems arise if the customer so we are not honest in business.

Usually our customers not only our own customers, but he also customers from other stores (which we are competitors), the problems arising from here, customers are sometimes include other items that are not buying from our shops into the list of goods returns, so the number of piutangnya will be reduced more, or the money that we need to return so much greater.

To overcome it in the computerized system, there are two filters to overcome this, the first is the list of sales that have terarsip and the second is information from the card goods, to track whether the goods from us or not.

First time to buy a given price, how many?
Other more stories about customers who are less honest this time, if we know that the store has not terkomputerisasi, then there are some customers who try to say that luck was time to buy the first time given the low price, in fact, not. With hope on both the purchase of this customer will be given with a cheaper price than the purchase of the first. The same as the previous solution of the issue, with the computerization when our customers say this, we can directly compare it with a card that we have the stock (see picture 3)

Problem receivables
How the amount of your actual customer receivables?
while the number of your customers (who have receivables) have reached tens of numbers, then the calculation of the total receivables for each of your customers will become increasingly difficult, because these receivables are increasing in value down quickly, before the receivables are paid first, it will there is a sale of receivables for the next another, not yet one or two of some of these bills receivables are paid only half of it. more complex again if the customer returns to reduce the amount of receivables the customer. Handle only one customer should have been complicated enough, let alone handle dozens of different customers.

This problem will be enough if making do with the way in the manual, computerization is the solution that can be used to overcome this problem. With computerization me then you can "manage" your receivables well. With your note should also be orderly conduct in the "entry" in the sales data and your payment receivables.

When should charge?
Back to the problem of cash flow (cash flow), which has polecat above us, one of the sources of incoming cash is the payment of receivables by customer, but what happens if we receivables management weak. Most customers or business people have a philosophy of "Collect early pay-later" means tagihlah quickly and bayarlah rather slow. So if we are to be in the early Collect (fast charge) but we will not do so well, then our customers will pay up or slow pay. This will berdapak less well on our cash flow. for that with the computerization then this can avoid the more serious again, if your customers until you ask "Why has not my bill?"

At the time the customer more debt, the remaining debt and still does?
It is important for us to set the amount of receivables of our customers. we must be wise to determine the range of debt, which can be the responsibility of the customers that we can pay them. If the debt that they have too big and they can not afford it, then it will become bomerang for us.

and making it difficult for us to always be me ngecheck amount of receivables customers when they make a purchase when we do it manually, but with computerization it will become more confident, because the sales module can provide the information the customer receivables amount of time also, that is when these customers purchase

Problems cashier.
This problem is not too large, usually because the businessman does not discuss this problem, or problems usually cashier (financial) on hold by the owner or a husband / wife entrepreneurs themselves.

However, another story if the business of shops in the building rencaankan to continue to develop, for example, how to create a new branch, how or if there are more than one cashier. So the next question that arises is

How much money should be reported? Bagaiama and we mengkontrolnya that this report is correct?

It departs from this question, then you need not just your computer system, but also your computerized accounting, which integrated (integrated) with your computer store.

Usually programs that better accounting, will produce accounting journals with the automatic, so you will get the financial report also automatically to the report and profit and loss balance sheet.

Actually there are many reasons why a shop in the building need to apply computerized, but simply a review of the above conclusions can be drawn that computerization is in the absolute need to do to shops that have reached a certain plateau or who have the vision of the future will be the development of tokonnya.

How to shop with you? already in the computer?